We build AI automation for BGAs, IMOs, FMOs and MGAs in life, annuity, disability income and long-term care. Carrier-portal case status, multi-carrier quoting, producer campaigns and voice agents, built for you, owned by you, and running in production.
7% to 60%+
Producer campaign conversion after our AI campaign engine went live.
161s to 0.7s
Time to generate a multi-carrier proposal.
No API needed
Case status pulled automatically from carrier portals that have no API.
Fewer phone hours
A voice agent answers producer status calls, so case managers spend less time on the phone.
Carrier-portal automation
AI agents sign in to carrier portals that have no API, read case status and outstanding requirements, and update your case management system. Case managers stop copying status by hand.
Multi-carrier quoting and proposals
Pull quotes from multiple carriers and build side-by-side proposals in under a second instead of minutes.
Producer campaign engine
AI decides which producers to contact, when, and with what message. For one BGA this took campaign conversion from 7% to over 60%.
Voice agent for status calls
A natural-sounding voice agent answers producer “where is my case” calls with live status and hands off to a person when needed.
Plain-English analytics
Ask questions about your book of business in plain English and get answers from your own data, without waiting on a report.
Applications without re-keying
OCR and LLMs turn quotes and proposals into underwriting applications, so nobody re-enters policyholder and agent data. One client saves $192K a year.
1. AI workshop
A working session with your leadership and operations team to find and rank automation opportunities by hours saved and revenue.
2. Roadmap
A phased plan that starts with the workflow that pays back fastest.
3. Build and ship
We put the first system into production, measure it, then expand. You own what we build. Engagements are time-and-materials, fixed bid, or a hybrid.
What does Lotus Labs do for insurance distributors?
Lotus Labs is an AI consulting and implementation firm based in Chandler, Arizona, founded in 2015. For BGAs, IMOs, FMOs and MGAs we build AI systems that automate back-office work: carrier-portal case status, multi-carrier quoting, producer campaigns, voice agents for status calls and plain-English analytics.
Can AI get case status from carrier portals that have no API?
Yes. We build agents that sign in to carrier portals the way a case manager would, read status and requirements, and write them back to your system. This is running in production for a top-10 disability insurance BGA.
How fast can multi-carrier quoting be?
For one BGA we cut multi-carrier proposal generation from 161 seconds to 0.7 seconds.
Do we have to buy another platform?
No. We build the system for you and you own it, which suits distributors that want their own technology instead of renting another platform.
Which lines of business do you work with?
Life, annuity, disability income and long-term care distribution. Our deepest work is with disability income BGAs.
How do we get started?
Most clients start with an AI workshop, then we build the first system. Email pranil@lotuslabs.ai or book a call at lotuslabs.ai/contact-us.